Local Bank, Local Pay™

Instant low-cost retail payments

Powered by a patented, ultra-secure, point-to-point blockchain payment routing network

main

A low-cost, ultra-fast, and ultra-secure blockchain rail for consumers and businesses to pay merchants

  • Low-cost

    Low-cost

    Up to 1.5% savings on merchant fees while maintaining issuer fees and consumer rewards

  • Instant

    Instant

    Real-time capable settlement at payment confirmation

  • Trusted

    Trusted

    Banking-grade security, not based on crypto or stablecoins

  • Simple

    Simple

    Quick and easy setup for merchants, businesses, and consumers

A better way to pay for consumers and businesses

FinChainPay provides ultra-secure and flexible payment choices for consumers and businesses. Your payments can be linked to any of your checking, savings, loans, or even credit accounts. Simply scan the FinChainPay-generated QR code provided by the merchant and choose your payment method. How easy is that?

  • Biometric-enabled security
  • Flexible account payment choices
  • Sign up in minutes
Download App
consumers businessesconsumers businesses

A better way to get paid for merchants

Imagine just having to provide a QR code to complete a sale and save your business up to 1.5% in merchant card fees. Get money in your bank account in real time at payment confirmation. FinChainPay was built to help merchants get paid quicker with lower fees.

  • Save on merchant card fees
  • Real-time settlement capable
  • No PoS or additional hardware required
Download App
merchantsmerchants

A better way to transactfor banks

Your customers are looking for choices when it comes to the way they want to pay and get paid for goods and services they buy and sell. FinChainPay empowers banks and credit unions to create their own credit and debit payment products for their customers, while creating additional credit and debit-like fee revenue.

  • Earn more through payment fees
  • Easy to deploy and manage
  • Integrated with Jack Henry, FIS, Fiserv, and more
Download App
banksbanks